My Home is Worth What?! – Don’t Panic: 9 options for an Underwater Home Owner Reviews
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Underwater Mortgage Guide,
Howard and Lynn give 9 options to struggling home owners that are right on the money. These options spell out clearly what needs to be done if you have an underwater mortgage. More people need to get their hands on this guide!
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|Don’t stick your head in the sand,
My Home is Worth WHAT?!
With a predicted 25 to 30 million homeowners in America currently or soon to be underwater on their homes, this book is timely. Underwater, in this case, means that you owe more on your home mortgage than its current market value. This means you can’t afford to move or sell your house within the next 10 years without losing thousands and thousands of dollars. In contrast to conditions of the recent past, your home is no longer an appreciating asset.
In My Home is Worth WHAT?! Howard Bono and Lynn Rogers have put together a detailed guidebook designed to help anyone who is in this gut wrenching predicament. The first, and perhaps the most important thing they deliver in this highly readable book is hope. Too many underwater homeowners are greeting this widespread national crisis by sticking their heads in the sand. In fact, doing nothing, is on their list of the top five mistakes and underwater homeowner can make.
Bono and Rogers carefully detail the nine options available to the underwater homeowner from remaining in your home to filing bankruptcy. Five of these options focus on strategies aimed at keeping your current property while the other four options focus on strategies aimed at getting rid of your property. In this section they provide the reader with the best strategies for getting rid of your property as efficiently and painlessly as possible.
Readers may be surprised to discover the financial benefits of getting rid of their distressed property. The authors are sensitive to and thoughtful about the emotional and moral obstacles that make it difficult for many underwater homeowners to consider what may seem like radical alternatives. The authors remind us that the bankers and politicians are not looking out for our interests in this matter. They encourage their readers to be smart and proactive rather than naïve and passive in dealing with their financial destiny.
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|Works as advertized,
Without clear instructions for set up, this was a bit tricky to figure out. Fortunately, there was someone with whom I could consult, and she put everything together in a snap. It works just as it should!
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